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Patrick Hogan, CFA, is a Senior Vice President at Citizens Bank since June 2019, specializing in balance sheet optimization to align with strategic financial goals of the bank. Prior experience includes a Managing Director role at State Street from September 2001 to May 2019, where responsibilities encompassed cross-functional leadership, capital and liquidity management, and regulatory compliance under Federal Reserve and FDIC oversight. Patrick also held various senior roles at State Street, leading high-return tax-exempt structured finance operations and overseeing substantial municipal bond portfolios. Academic qualifications include an MBA in Management - Organizational Effectiveness from The Wharton School and a Bachelor's Degree in Economics from Dartmouth College.