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Margaret Tozier is a seasoned Mortgage Loan Officer at CCFBank, serving since October 2017 and specializing in a wide range of traditional purchase and refinance products, including niche offerings like one-time close construction to permanent and renovation loans across 48 states. Prior to this role, Margaret worked as a Renovation Loan Mortgage Consultant at Wells Fargo Home Mortgage from October 2004 to July 2017, where collaboration with borrowers, contractors, and Realtors facilitated financing for renovation projects based on after-renovation value. Margaret holds an Audio-Visual Production Certification from 916 Vocational College and graduated from Park High School.