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Vernon Scott has extensive experience in the banking sector, currently serving as President and Chief Lending Officer at Citizens Bank since April 2019, where previous roles included EVP, Chief Lending Officer, EVP, Regional President, and EVP, Central Arkansas Market President. Prior to joining Citizens Bank, Vernon held positions at Simmons Bank as VP, Commercial Banker, and VP, Commercial Lending, as well as serving as SVP, Commercial Lending at Delta Trust & Bank and SVP, Commercial Lending at One Bank & Trust. Starting in the industry as a Loan Assistant and Credit Analyst, Vernon conducted financial analyses and managed customer service, while also participating in a comprehensive Lender Training Program. Vernon earned a Bachelor of Science in Business Administration from the University of Arkansas, following studies at Mississippi State University.