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Sarath Swaminathan is an experienced professional in the financial services sector, currently serving as the Head of Fraud Strategy and Analytics for Branded Cards at Citi. Previously, Sarath held various senior leadership roles at Discover Financial Services, including Vice President and Senior Director of Authentication and Fraud Infrastructure Solutions. Additionally, Sarath worked at American Express in several capacities, including Director of Operations Support/Business Transformation, Business Leader of Credit Operations, and Director of Global Collections. Sarath holds a Master’s Degree in Industrial Engineering from the University of Miami and has a background in engineering from Anna University Chennai.