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Ricky L. is an accomplished Senior Application Security Architect at Citi since October 2020, specializing in application security architecture, threat modeling, and AWS cloud security. Prior experience includes serving as a Senior Security Solutions Architect at MUFG, where responsibilities involved developing security guidelines and conducting gap analyses. In a consulting role at BNP Paribas, Ricky L. reviewed application designs and supported regulatory initiatives. Ricky L. previously held various positions at Citi from 1996 to 2015, culminating as VP of the Authentication Group, where innovative solutions like the Safeword Mobile Token significantly reduced costs. Educational qualifications include a Masterā€™s degree in Information Management from Stevens Institute of Technology and a Bachelor's degree in Computer Science from Stony Brook University.