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Polina Chernyak has an extensive career in finance and risk management, currently serving as a Senior Quality Assurance Officer in Risk Management at Citi since November 2020. In addition, Polina has held the position of Senior Underwriter at HSBC Global Banking and Markets since August 2014. Prior experience includes serving as Director and Portfolio Manager at S&P from April 1999 to July 2014. Polina Chernyak holds a Master of Business Administration (MBA) degree from St. John's University.