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Lora Monfared currently serves as Managing Director, Head of Marketing for Citi Retail Services and has held multiple senior roles at Citi, including Managing Director for Business Development and the American Airlines Co-Brand Relationship, as well as Managing Director and General Manager of Citi Proprietary Rewards Products. Prior experience includes serving as Vice President of Marketing at Royal Bank of Canada and Bull & Bear Securities, Inc., along with a role as Associate Consultant at Hanigan Consulting Group, LLC.