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Farzad Kamalzadeh is an experienced professional in the field of risk modeling and analysis, currently serving as a Modeling/Analysis/Validation Officer and Vice President in US Unsecured Risk Modeling at Citi. Previously, Farzad held the position of Modeling/Analysis/Validation Senior Analyst and Assistant Vice President in Global Modeling and Risk Analytics for the Asia-Pacific region. Academic contributions include roles as a Research Assistant and Teacher Assistant at Southern Methodist University and the SMU Cox School of Business. Farzad holds a Doctor of Philosophy (Ph.D.) in Operations Research from Southern Methodist University and a Master’s Degree in Industrial Engineering from Amirkabir University of Technology - Tehran Polytechnic.