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Nic Horn has over 27 years of experience in the financial services industry, currently serving as the Director and Regional Head, as well as an Advisory Partner at Citadel Investment Services in South Africa since February 1996. In this role, Nic Horn focuses on managing investment portfolios for financially independent families, ensuring their lifestyles align with their financial circumstances. Prior to this, Nic Horn worked as an Actuarial Consultant at Old Mutual from January 1991 to February 1996. Educational background includes a Bachelor of Science degree in Mathematical Sciences from the University of the Witwatersrand, obtained between 1986 and 1989, as well as foundational studies at Christian Brothers' College in Kimberley from 1974 to 1985.