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Derek Noronha is a seasoned Operations and Financial Manager with extensive experience in Operations, Collateral Based Lending, Financial Reporting, Accounting, and Leasing Systems. Currently serving as a Senior Manager at CIBC since February 2002, Derek has a strong background in finance lending, including asset-based lending, inventory financing, lease financing, and securitization across various industries. Prior to this role, Derek worked as a Financial Reporting Manager at CIT Financial, TYCO Capital, and Newcourt Credit Group from March 1995 to January 2002, focusing on financial reporting, leasing and loan systems accounting, people management, and budget management, while also collaborating with internal and external auditors. Derek holds a Bachelor's degree in Finance, Accounting, and Costing.