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Monica R. is a seasoned data science professional currently serving as a Senior Data Scientist at Chubb since September 2023. Prior to this role, Monica held positions including Machine Learning Engineer at PayJoy, Data Scientist at Wells Fargo, and Quantitative Researcher at JPMorgan Chase & Co. Monica's career commenced as a Research Economist at Banco de México, following a tenure as a Research Assistant at Penn State University and Wageningen University & Research. Monica holds a Ph.D. in Applied Economics & Operations Research from Penn State University and has foundational education from Universidad de Los Andes.