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Surendra Pratap Singh is an experienced finance professional with a comprehensive background in credit management across various institutions. Currently serving as Regional Credit Manager for UP/UK at Cholamandalam Investment and Finance Company Limited since February 2022, Surendra oversees an unsecured loans portfolio and manages business targets against risk factors for multiple hubs. Prior to this role, Surendra held the position of Senior Manager-Credit & Risk at HDFC Bank, focusing on personal and business loans. Earlier career roles include Senior Credit Manager for MSME at Fullerton India Credit Company Ltd., Area Manager at Cholamandalam Investment and Finance Co Ltd., and Branch Credit Manager positions at Fullerton India and Sahara Housing Finance Corporation. Surendra's educational qualifications include a Bachelor of Laws (LLB), an MBA in Finance, and a Bachelor of Science in Physics and Mathematics, all obtained from Chatrapati Sahuji Maharaj Kanpur University.