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Richard Li joined China Rapid Finance at its inception and now is the Chief Technology Officer of the company. During his early years with China Rapid Finance, Mr. Li and his team developed the first Credit Decisioning System (CDS) in China and Application Processing System (APS), which were used by many banks in China, including Bank of China, China Construction Bank, Huaxia Bank, and China Guangfa Bank. In addition, Mr. Li leads the development of CRF’s IT infrastructure and has built a team of IT experts who are dedicated to maintaining and advancing the company’s technology capabilities. Mr. Li received his Bachelor of Science Degree from Peking University, and a Master of Science Degree in Engineering from the University of Electronic Science and Technology of China.