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Jingying Liu is a seasoned risk analyst with extensive experience in fraud analysis and risk management across various financial products. Currently serving as the Lead Risk Analyst for P2P Products at Chime since January 2021, Jingying develops and backtests fraud policies while leading proactive efforts to identify emerging fraud patterns. Previously, Jingying held positions as a Senior Risk Analyst for Move Money Products at Chime and at OnDeck, where analytics were used to enhance risk management strategies and improve profitability. With a solid foundation in quantitative research from roles at Research Affiliates, Coefficient Investment, and internships in investment management, Jingying possesses strong expertise in developing trading strategies and portfolio analysis. Educational credentials include a Master of Science in Financial Engineering from Columbia University and a Master’s degree in Finance from Shanghai Jiao Tong University.