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Ross Cowan is an experienced Independent Financial Advisor with a career spanning over 14 years, currently at Chase de Vere since October 2023 and previously at GRC Financial Management Ltd from July 2009 to October 2023. Expertise includes providing professional financial advice in areas such as Individual and Group Pensions, SIPP's, Offshore and Onshore Bonds, ISA's, and Personal and Group Protection. Ross has also gained diverse experience working as a Cultural Representative at Walt Disney World from September 2006 to September 2007. Educational qualifications include a Master’s degree in Business Management with Finance from Heriot-Watt University and a Bachelor’s degree in Accounting from the University of Stirling, alongside a high school education from Stewart's Melville College.