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Steve Cardinal has extensive experience in finance and compliance. Steve began their career as an Agricultural Loan Officer at Farm Credit Services in 1980 before moving on to become Vice President - Commercial Ag Loan Officer at Horizon Bank in 1999. In 2005, they joined First Merchants Bank as Vice President, a position they held until 2012. In that year, Cardinal became Director of Finance and Compliance at Ceres Partners, LLC. In 2016, they transitioned to Ceres Securities LLC, assuming the roles of CFO and CCO.

Steve Cardinal earned a Bachelor's degree in Agriculture from Purdue University between 1974 and 1978. In 2016, they attended Kaplan University - Indianapolis for Securities Services Administration/Management.