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Michael Rachavelias is a seasoned lawyer specializing in commercial, corporate, and banking law with extensive experience in creditor legal protection from non-performing loans, risk management, and contract negotiation. Michael has held various roles since 2004, currently serving as a Lawyer at Rachavelias & Partners law office and an NPL Lawyer Associate at Cepal Hellas Financial Services S.A. Notable prior positions include working as a Lawyer Associate at Alpha Bank and senior partner at PR & Partners Law Firm. Michael is also a qualified member of the Larissa Bar Association, with a Master of Laws in International Commercial Law from the University of Kent and a Bachelor of Laws from Aristotle University of Thessaloniki. Additional expertise includes legal research in internet fraud, data protection, and intellectual property.