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ATHINA KOKKOU is currently the Head of Wholesale Credit at Cepal Hellas Financial Services S.A., where ATHINA is a member of the Credit Committee with approval authority. With over two decades of experience in the banking and financial services industry, ATHINA has held various roles such as Deputy Manager at Alpha Bank and Senior Relationship Manager at Marfin Bank Egnatia. ATHINA holds a Master of Science degree in Financial Analysis for Executives from the University of Piraeus and a Bachelor's degree in International and European Economic Studies from Athens University of Economics and Business.