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Punit Agarwal is currently working at Centrum Housing Finance Limited as the National Credit Manager and Vice President - Zonal Credit Head for Gujarat and Rajasthan. Previously, Punit held roles at L & T Housing Financial Services, Tata Capital, Citibank India, and Shelters. Punit has extensive experience in mortgage lending, credit appraisal, and managing high-quality loan portfolios. Punit holds a Master's degree in Public Administration from Agrawal School, Jaipur and a Bachelor of Commerce from the University of Rajasthan.