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Nigel Lloyd is a seasoned professional in credit risk management with extensive experience spanning several key roles. Currently serving as Global C&I Credit Risk Director at Centrica PLC since October 2020, Nigel has held multiple leadership positions within Centrica, including Director of Corporate Risk and Head of Corporate Credit Risk & Financial Crime at British Gas Business. Responsibilities have included corporate management activities, debt management, and compliance. Prior experience includes a managerial role in credit analysis at Tata Steel and a position as Business Banking Manager at Lloyds Banking Group. Nigel holds a Bachelor's degree in Economics from Swansea University, earned between 1992 and 1995.