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Mr. McGrath joined the Centric Bank leadership team as Executive Vice President, Chief Credit Officer in January 2020. Previously, he served as Senior Vice President, Chief Credit & Risk Officer for DNB First. During his 35-year career in the banking industry, he has created underwriting processes for commercial loans, restructured and hired risk teams, overhauled credit policies, and created efficient credit processes. Mr. McGrath holds a graduate degree from the Stonier Graduate School of Banking and is a graduate of Villanova University with a Bachelor’s Degree in Economics.