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Debra Jan Hall Heintschel has a diverse work experience. Debra Jan is currently semi-retired as of April 2023. Prior to that, they worked at Central Bank as a Senior Vice President starting in June 2009. Before that, they held the same role at BBVA Compass f/k/a Texas State Bank from February 2002 to May 2009. Debra Jan'searliest experience was at Riverway Bank a/k/a Texas State Bank, where they served as the First Vice President from October 1985 to February 2002.

Debra Jan Hall Heintschel began their education at the University of West Florida in 1979, where they pursued a Bachelor of Business Administration (B.B.A.) with a focus on Marketing/Marketing Management. Debra Jan completed their degree in 1980. In 1980-1981, they attended the University of Houston, specializing in Business Administration and Management, though the specific degree obtained is not mentioned. Lastly, from 1999 to 2001, Debra pursued a Master of Business Administration (MBA) with a concentration in Business at LeTourneau University.