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Bob Meara is a seasoned professional with extensive experience in product management, marketing, and research within the technology and banking sectors. Currently serving as Principal Analyst at Celent since February 2006, Bob's research focuses on retail banking technologies, cash automation, and the application of artificial intelligence for digital customer engagement. Prior roles include Director of Product Marketing at Alogent Corporation, where Bob launched Check 21 payments solutions and authored white papers, and Senior Analyst at Stonebridge Technologies. Bob also held product management positions at BellSouth and Hayes, contributing to significant developments in internet service and modem technologies, respectively. Early career experience includes brand management at Procter & Gamble, overseeing major brands in paper products. Bob holds a Bachelor's Degree in Applied Physics & Electrical Engineering from Case Western Reserve University.