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Karen Luminario has a diverse work experience in various companies. Karen currently holds the position of Digital Sales Division Ecommerce Department Head at PJ Lhuillier Group of Companies since May 2021. Prior to this, they worked as an Online Business Development Manager at Times Trading Co. Inc. in 2020. In 2019, they were a Digital Marketing Consultant and later became the Media Manager and Digital Marketing Lead at Ideas M Shoppe Inc. From 2016 to 2019, they worked at TravelBook.ph (Travel Book Philippines, Inc.) in various roles, including Marketing Officer, Marketing Specialist, and Business Development Associate. Earlier in their career, they served as a Program/Content Analyst at ABS-CBN Corporation from 2010 to 2016.

Karen Luminario completed their Bachelor of Arts in Broadcast Communications from the University of the East, where they studied from 2006 to 2010. Prior to that, from 2002 to 2006, they attended Jesus Is Lord Colleges Foundation Inc. However, the degree name and field of study for this period are not provided.

In terms of additional certifications, Karen obtained several certifications in various fields. In 2023, they completed the Foundations of Digital Marketing and E-commerce course from Coursera, the Lazada Sponsored Solutions Masterclass from Lazada, the Anti-Money Laundering/Combating the Financing of Terrorism Course from PJ Lhuillier Group of Companies, the Basic Fraud Awareness Training from PJ Lhuillier Group of Companies, the Data Privacy Awareness course from PJ Lhuillier Group of Companies, and the Introduction to Risk Appetite course from PJ Lhuillier Group of Companies. Karen also completed the Mandatory 8-Hour Safety And Health Seminar from the Philippine Department of Labor and Employment in 2023.

In 2021, Karen obtained several certifications, including How to Break Free from Self-Limiting Beliefs & Rewrite Your Story from IVY, the Elements of Risk Management Process Course from PJ Lhuillier Group of Companies, the Leadership Imperative | Strategies for Influencing Others from DDI | Development Dimensions International, and the Leadership Imperative | Strengthening Your Partnerships, also from DDI | Development Dimensions International.

It should be noted that no assumptions are made regarding Karen's education or certifications beyond the information provided.