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Bob Howard started their career in 1989 as a Personal Banking / Store Manager at Norwest Bank / Norwest Financial. Bob then worked as a Business Banker at Norwest Bank from 1993 to 2000. In 2000, Bob joined Wells Fargo Bank as the President, a role they held until 2007, when they became the SVP Business Banking until 2012. In 2012, they joined CBI Bank & Trust as the President / CEO, where they are currently working.

Bob Howard attended Knox College from 1986 to 1990 where they obtained a Bachelor of Arts degree in Economics and Business Administration.