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Simon Phillips has a diverse work experience spanning over several years. Their most recent role is as the Founder and Chief Executive Officer of Cato, where they lead a team to build a financial health ecosystem aimed at improving consumers' financial well-being. Simon has also served as a Board Advisor and Consultant to community banks, providing guidance on various strategic goals. Simon has worked as the Chief Executive Officer of Money Global Limited, helping increase the financial capabilities of consumers and businesses worldwide. Prior to that, Simon held multiple roles at London Mutual Credit Union, including Compliance Officer and Business Developer. Simon has also founded multiple companies, such as Laws Global and Legal Jobs London, and provided consultancy services through SPCommercial.com. Simon started their career as a Fee Earner at Freshfields Bruckhaus Deringer LLP in the Dispute Resolution department.

Simon Phillips has a educational background in law. Simon completed a degree in Law (2.1 llb with Honors) from the University of Kent, which they attended from 2007 to 2010. Following this, they pursued a Legal Practice Course at BPP Law School from 2010 to 2011, focusing on Law. Additionally, they obtained a Diploma in Legal Practice (LPC), though there is no information available regarding the institution or the specific year of completion.