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Bill O'Toole's work experience includes being the President and CEO of Catholic Financial Life (CFL) from 2007 until 2021. Bill played a key role in the successful merger of Catholic Knights and Catholic Family Life to create CFL in 2010. Bill also led the acquisition of Degree of Honor in 2017. Additionally, they served on the Board of Directors for Town Bank, United Community Center, Better Business Bureau of Wisconsin, Inc., and American Fraternal Alliance. Bill O'Toole is a Board Leadership Fellow of NACD, which is the highest standard of credentialing for corporate directors.

Bill O'Toole attended Marquette University from 1975 to 1979 and earned a Bachelor of Arts (BA) degree. Bill later pursued a Master of Business Administration (MBA) degree from Cardinal Stritch University from 1989 to 1991. In addition to their formal education, Bill O'Toole also obtained certifications as a Fraternal Insurance Counselor (FIC) and in Life Insurance from the State of Wisconsin. No further information regarding the institutions or specific dates of these certifications is provided.