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Ani Toroian has extensive work experience in the banking and financial services industry. Ani has held various senior leadership roles in risk management and compliance. From 2020 to 2023, they served as the SVP and Director of Enterprise Risk Management at Cathay Bank. Prior to that, from 2020 to 2023, Ani held multiple roles at City National Bank, including SVP of 1LOD Risk and Compliance and SVP of Division Risk Manager. Ani also worked at CIT as the Director of Front Line Unit Risk Manager and at OneWest Bank as the Head of Operational Risk Management. Ani's career began at Glendale Area Schools Credit Union, where they served as a Senior Loan Officer/MIS. Ani later founded their own financial consulting services company, Ani's Financial Consulting Services, LLC.

Ani Toroian completed their Bachelor of Business Administration (BBA) degree in Economics at Yerevan State University from 2001 to 2004. Ani then pursued a degree in Credit Union Leadership at Western CUNA Management School from 2005 to 2007.