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Kathy Kincaid has a strong background in treasury management. Kathy worked at Carrollton Bank from November 2010 to the present as a Sr. Vice President, Treasury Management Officer, where they maintained and expanded relationships with commercial clients and developed new business opportunities. Prior to that, from May 2009 to September 2010, they worked at PNC Bank as a Vice President, Treasury Management, managing a portfolio of over 125 commercial accounts and developing business opportunities. From January 1999 to May 2009, they held the position of Vice President, Treasury Management Officer at JPMorgan Chase.

Kathy Kincaid obtained a Bachelor of Science degree in Finance and Financial Management Services from Eastern Illinois University in 1985. Prior to attending university, Kathy attended Glenwood High School, although the specific dates of attendance are unknown.