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Mike Garcia has worked at Capitol Insurance Companies and Travelers. At Capitol Insurance Companies, they began as a Senior Underwriter in October 2005 and was promoted to Regional Manager in February 2012. In October 2013, they became the Director of Commercial Surety. Prior to working at Capitol Insurance Companies, Mike worked at Travelers as a Commercial Surety Underwriter from June 1999 to October 2005.

Mike Garcia attended Saint Mary's College of California from 1996 to 1999, where they earned a Bachelor of Science degree in Business Administration.