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David Gavin is currently working as a Lending Director at Capitalflow since July 2018. Prior to this, David held the position of Lending Manager at Finance Ireland from February 2016 to July 2018. With a background in credit analysis, David also worked as a Credit Analyst at United Trust Bank Limited from April 2014 to January 2016. David started their career in the banking industry as a Relationship Executive at Bank of Scotland from September 2008 to December 2010. David holds a Master's Degree in Business Management from The Chartered Institute of Management Accountants and a Bachelor's Degree in Statistics from University College Dublin.