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Oz Parvaiz is an accomplished executive with extensive experience at Capital One since June 1999, serving in several senior roles, including Managing Vice President of Global Procurement and Supply Chain and President & Chairman of Capital One Philippines and Americas. Oz has successfully led large teams, achieving significant improvements in operational efficiency, employee engagement, and retention. Key contributions include transforming customer service and product management operations, resulting in substantial cost savings and enhanced product deployment timelines. Oz also launched flagship credit card products and developed effective online engagement strategies that markedly increased product adoption. Earlier experience includes participation in an Executive Leadership Program at Sprint. Academic credentials include an MBA from the University of Virginia Darden School of Business and a degree in Government from William & Mary.