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Decision Systems Analyst

Engineering · London, United Kingdom

Job description

Running a business is hard, we make it easier. We provide an all-in-one business credit card & spend management platform, built for SMEs. Over 200,000 small businesses have spent more than £8 billion on their Capital on Tap Business Credit Cards.

The Role

The Decisioning Team owns the credit decision platform (GDS Link) at Capital on Tap,  where customer flows, policy rules, and scorecards are implemented. The Decisioning team works closely with Data Science, Credit Underwriting, Business Operations, and Engineering teams to understand what implementations and updates are needed to ensure we make the correct decisions for new credit applications.

As a Decision Systems Analyst, you’ll implement and update customer flows, policy rules, and scorecards, as well as test and maintain our decision platform. You’ll also find ways to optimise our underwriting and credit decisioning by utilising new data, data sources, and strategies.

This would be a hybrid position, working from our London Offices 1-2 days per week

Responsibilities

  • Conduct ad-hoc analyses to understand portfolio performance
  • Build out monitoring for automated decisioning
  • Work with the wider IT & Engineering teams to ensure we have robust data to support our underwriting
  • Support the Credit and Data Science teams with strategic projects, for example, the implementation of a new scorecard or pilot
  • Regularly review and update underwriting rules to ensure they align with business objectives, regulatory requirements, and industry best practices

What do we require?

  • Good knowledge of scripting - experience with LUA, Python, or Ruby would be preferred
  • Experience in software configuration or experience working with "Decision" or "Rule" Engines such as GDS Link, Experian PowerCurve, FICO Blaze, or Provenir
  • Knowledge of database structures such as SQL or MongoDB
  • Experience of network protocols (either SOAP or REST)

What you'll get in return

🏥  Private Healthcare through Vitality

✈️  Worldwide travel insurance through Vitality

🎁  Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)

👛  Salary Sacrifice Pension Scheme 4-7% match

🏖️  28 days holiday (plus bank holidays)

📖  Annual Learning Budget

👪  Enhanced Parental Leave

🚲  Cycle to Work Scheme

🚂  Season Ticket Loan

💬  6 free therapy sessions per year

🐶  Dog Friendly Offices

 🍫  Free drinks and snacks in our Offices

Check out more of our benefits, values and mission .

If you want to keep updated on future opportunities at Capital on Tap follow our company page .

Diversity and Inclusion

We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. We welcome, consider and encourage applications from anyone that shares this passion.

How to Apply

If you want to progress your career within a fast growing, profitable fintech then click apply (all we ask for is your CV and contact details) and we will get back to you within 3 working days

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