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Annette Galas, C.F.C.P, is an experienced Collection Manager at Cambrian Credit Union since October 2001, known for being highly organized, a strong communicator, and adaptable to change. Prior to this role, Annette served as a Collection Officer at Bank of Montreal from August 1987 to October 2000, where responsibilities included managing various collection processes such as repossessions, foreclosures, litigation, bad debt, and Mastercard collections.