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Zara Ghazumyan is an experienced professional in the banking sector, currently serving as a Corporate Risks Officer and Corporate Client Relationship Manager at Byblos Bank Armenia CJSC since August 2014. Prior to this role, Zara held multiple positions at Araratbank Ojsc from June 2011 to August 2014, including Head of Leasing Group and Credit Analyst in both the Corporate Department and the Micro and Small Lending Unit. Zara holds a Master's degree in Finance from Yerevan State University, completed in 2011, and a Bachelor's degree in Economics from the same university, obtained in 2009.