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Victoria Kocharyan has extensive work experience in the banking industry. Victoria started their career at Byblos Bank Armenia CJSC in 2008, where they held the position of Head of Risk Management. In this role, they managed various risk-related functions and directed credit approval processes revision. Victoria also coordinated risk monitoring governance and regulatory reporting processes. Prior to this, they served as the Head of Credit Administration at the same company.

In 2015, Victoria worked as an expert in loan portfolio due diligence for the USAID Finance for Economic Development (FED) Program.

Overall, Victoria Kocharyan's work experience demonstrates their expertise in risk management and credit administration within the banking sector.

Victoria Kocharyan obtained a Master's degree in Economics from Yerevan State University, where they studied from 1993 to 1998.