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K V Prakasan has a diverse work experience in the banking sector. K V started their career in 1998 as a Credit Manager at HDFC Bank. After two years, they moved to SABB and worked as a Credit Manager until 2004. Prakasan then joined HSBC, where they held various roles such as Senior Relationship Manager, Head of Corporate Banking, Chief Risk Officer, and Head of Credit Risk. K V worked at HSBC until 2016 when they joined Burgan Bank as the Chief Credit Risk Officer.

K V Prakasan completed their Master of Science (M.Sc.) in Mathematics from the University of Calicut from 1988 to 1990. K V later pursued an MBA-Fin in Financial Management from Jamnalal Bajaj Institute of Management Studies (JBIMS) during the period of 1995 to 1998.