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Ricky Phillips has a diverse work experience, starting in 2002 as a Teller Supervisor at Banco Popular, where they supervised and trained teller staff, ensured compliance with bank regulations, and contributed to branch growth. In 2005, they joined Chase as a Branch Manager, responsible for day-to-day branch operations, internal audits, and customer service. Ricky then moved to Bridgecrest in 2017 as a Collections Manager, overseeing delinquent accounts, improving operational efficiency, and driving customer satisfaction. Ricky later transitioned to financial analysis roles at Bridgecrest, starting as a Junior Financial Analyst and progressing to a Senior Digital Analyst, specializing in data analysis and performance optimization. Ricky's work experience showcases their skills in management, compliance, operations, and analytics.

Ricky Phillips began their education in 1998 at the University of Maryland, where they pursued college coursework in the field of Computer Science. Ricky studied there for two years, until 2000. Phillips then transferred to Riverside City College, where they continued their college coursework in Computer Science from 2000 to 2002.