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Umesh Maini is a seasoned executive with extensive experience in product management and technology across various sectors. Currently serving as Chief Product Officer at Borderless AI since February 2023, Umesh focuses on automating global payroll solutions. Prior roles include Chief Product Officer and Chief Technology Officer at Buckzy Payments Inc., where Umesh contributed to real-time cross-border payments, and Executive for Everyday Banking at TD, overseeing the international remittance platform. Umesh founded Fintech Consulting and has held significant positions at Western Union, Nokia, Friesland Campina, and L'OREAL, demonstrating a strong background in digital transformation, innovation, and strategic leadership. Umesh holds an MBA in Marketing from INSEAD and a BE in Electronics from Savitribai Phule Pune University.