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Ros Magtoto is a seasoned financial professional currently serving as a Senior Lending Analyst at the Bank of Queensland since June 2022. Prior experience includes roles at HSBC from November 2015 to May 2022, where Ros worked as a Customer Relations Mortgage Specialist and a Relationship Manager for HSBC Premier Banking. Earlier experience at Westpac Group spanned from September 2012 to November 2015, serving as a Relationship Manager for Westpac Premium Banking and a Financial Services Consultant at BT Financial Group. Ros began a career at ClearView Wealth Limited as a Financial Services Associate from November 2006 to August 2012. Educational qualifications include a Bachelor of Business Administration (BBA) in International Management from Western Sydney University, completed in December 2005, and further studies at Kaplan Professional from January 2007 to February 2010.