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Vinayak Kulkarni has over 25 years of experience in the IT industry. Vinayak began their career in 1994 as a Software Engineer at Rolta India Ltd. Vinayak then moved to Total Technology Solutions Ltd. in 1996 as a Senior Software Engineer. In 1997, they joined Standard Chartered Bank as a Product Analyst. In 2000, they became an AVP at Compulink. In 2006, they joined Accenture as a Vice President in the Financial Services practice with a focus on Insurance and TIA capability. In 2013, they co-founded Intellify Solutions Pvt. Ltd., an Enterprise Business Solutions Provider based in Pune, India. In 2019, they became the President of BOND.AI (EverySpend) India Development Centre.

Vinayak Kulkarni completed their SSC from Gokhale education society's Borivali High school in 1988. Vinayak then went on to pursue a Diploma in Computer Technology from Vidyavardhini Polytechnic between 1988 and 1991. In 1991, they enrolled in the Maharashtra Institute of Technology, where they obtained a Bachelor's degree in Computer Engineering in 1994. Additionally, they have obtained a PMP certification from the Project Management Institute.