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Avani Garg is a seasoned risk management professional with extensive experience in credit strategy and oversight. Currently serving as Senior Manager of Credit Strategy at Bluevine since April 2023, Avani previously held roles at PayPal as Collections Risk Oversight Manager, where a Risk Oversight program for Global Collections was established, and at EXL as Engagement Manager, executing credit and fraud risk merger integrations. Avani's background includes significant achievements in enhancing risk controls, developing predictive models, and optimizing underwriting strategies across various financial institutions. Avani holds a Bachelor of Technology in Biological Sciences and Bioengineering from the Indian Institute of Technology, Kanpur.