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Karolien Haemers is an experienced Lead Product Management Horizon (WTP) at Blue Sky Group, currently working as a Transitie Manager at Nedlloyd Pensioenfonds. Previously, Karolien has worked as a Consultant at VKH Consultancy, a Business Analyst at Achmea Pensionservices, and in various product management roles at companies like a.s.r. verzekeringen and a.s.r. Karolien specializes in developing pension propositions, product management, strategic management, and transitions of pension funds. Karolien holds a Bachelor's degree in Business Administration and has certifications in project management.