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Tracey Kramer has extensive experience in analytics and management within the healthcare and financial industries. Currently serving as a Payment Integrity Analyst at Blue Cross Blue Shield of Arizona since January 2007, Tracey focuses on identifying provider billing waste and abuse using advanced SAS data mining techniques. Previously held roles include Benefits Manager, SAS Advanced Analyst, and Benefit Configuration Analyst, where responsibilities included leading a team, auditing complex insurance plans, and ensuring data integrity. Tracey's career began at American Express as an Econometrician, followed by positions as a Statistician at Matria Healthcare and a Statistical Analyst at Early Warning®. Educational qualifications include a Master’s degree in Quantitative Psychology from Middle Tennessee State University and a Bachelor of Arts in Psychology from the University of Puget Sound.