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Muthukrishnan Ramabadran is a Machine Learning Engineering Manager at Block since November 2022, leading the AP credit risk underwriting team. Previously, Muthukrishnan co-founded CypherD Wallet, focusing on developing a user-friendly Multi-Chain Crypto Wallet with a Crypto Debit Card. Muthukrishnan has extensive experience as a Senior Software Engineer at Lyft and Postmates, where leadership involved architecting a multichannel customer support platform and implementing features to enhance customer and agent interactions. Earlier roles include software engineering positions at eBay, contributing to real-time marketing initiatives and message optimization strategies, and a technical analyst role at Interchain. Muthukrishnan holds an M.Sc in Software Engineering from PSG College of Technology.