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Melody Xu is a regulatory compliance program manager at Block since August 2023, bringing extensive experience in compliance and risk management. Prior to this role, Melody served as a senior compliance manager for global AML and sanctions monitoring at SVB from May 2022 to August 2023. Previous positions include manager in risk advisory services at EY from July 2014 to July 2021, and assurance intern at Ernst & Young in 2013, where relevant skills in audit and risk advisory were developed. Early career experience includes a sales intern role at Guoyuan Securities (Hongkong) in 2012. Melody holds a master's degree in accounting and a bachelor's degree in accounting and finance from Penn State University.