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Selma Sever is a seasoned professional with extensive experience in risk management and fraud prevention. Currently serving as Senior Risk Director at United Payment since March 2020, Selma focuses on fraud management, fraud analytics, and operational risk. Prior to this role, Selma worked at Fibabanka as Digital Security Manager, overseeing fraud management across various banking channels and managing compliance with Visa, MasterCard, and BKM regulations. Earlier positions also include Fraud Risk & Investigations Assistant Manager at HSBC, where Selma developed systemic controls to mitigate fraud risk, and Alternative Distribution Channels Security Specialist at QNB Finansbank, investigating fraudulent activities in various channels. Selma began the career as a Retail Banking Supervisor at HSBC, managing customer service and sales activities. Additionally, Selma holds a certificate in Data Science from Özyeğin University and a degree from Cukurova University.