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ARUN KAUL

Senior Credit Risk Analyst at BioUrja Group

Arun Kaul's work experience begins in 2010 when they worked as a Process Associate at Shriram Finance Limited. In this role, they evaluated the creditworthiness of potential customers and created credit scoring models for risk assessments. ARUN also calculated various ratios and compared them with company and industry standards.

From 2014 to 2019, Arun worked as a Professional 1 at DXC Technology, where they audited life insurance policies for clients and performed quality checks on issued business policies. ARUN also evaluated information about potential clients.

In 2021, Arun joined YES BANK as a Credit Analyst. ARUN'sresponsibilities included assessing the creditworthiness of customers for LAP and HL products, conducting AML and KYC processes, analyzing financial statements, tracking loan repayments, and creating credit scoring models.

Currently, Arun is employed at BioUrja Group as a Credit Risk Analyst. ARUN'stasks include performing credit assessments for new customers, conducting reviews of existing customers, analyzing financial statements, carrying out due diligence on credit proposals, and publishing credit and collection reports. ARUN ensures adherence to the company's global credit policy and conducts thorough credit risk analysis.

Overall, Arun has gained extensive experience in credit risk analysis, credit scoring, financial statement analysis, and evaluating the creditworthiness of customers.

Arun Kaul obtained their Bachelor of Commerce degree in Accounting and Finance from Devi Ahilya Vishwavidyalaya, Indore in 2007. ARUN then pursued their Master's degree in MBA Finance from the same university, completing it in 2009. In addition to their formal education, Arun Kaul has also obtained several certifications such as Banking Credit Analysis Process from Udemy: Online Courses, NSE Certification in Financial Market (NCFM) with a focus on the Capital Market and Derivatives Market modules from National Stock Exchange of India Limited, as well as Principle of Insurance (Loma 280) from LOMA. The obtained month and year for these certifications are not provided.

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