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Andrzej Horoszczak is the founder of Billon and the chief architect of its unique technology. Pursuing a career as a Wall Street IT engineer, he experienced first-hand flaws and inefficiencies caused by outdated financial systems. The 2008 crisis made him realize that changes are inevitable. Instead of aiming to destroy the old system, like bitcoin did, Andrzej came with the idea to fix it with a new blockchain concept. Andrzej came back to Poland and gathered the world-class mathematicians and cryptologists. The result of their work is a solution that has all the benefits of blockchain, yet integrated within the existing financial system.