��������

Zahra Khoshmanesh is a Staff Risk Data Scientist at BILL since April 2022, previously serving as a Senior Risk Data Scientist. Prior experience includes a Senior Data Scientist role at Discover Financial Services, where focus was placed on designing policies to detect and prevent fraud. Zahra has conducted significant research as a Graduate Research Assistant at Iowa State University's College of Liberal Arts and Sciences and has earned the Robert Steward Early Research Recognition Award. With a PhD in Computer Science and a Master's degree from Iowa State University, along with a minor in Statistics, Zahra's expertise encompasses data modeling, fraud risk prediction, and teaching advanced programming techniques. Additionally, Zahra has gained practical experience through internships, including a Senior Data Science Intern position at Discover Financial Services and a Data Science Intern role at EMC Insurance Companies, where a predictive model for employee turnover was successfully developed.